What does “getting pre-qualified” mean?
After you answer a few questions, Hearth will send your information to its network of lending partners. Within seconds, they will check your eligibility and show you available options. Seeing rates does not affect your credit score. You can then submit a loan application with your chosen lending partner, which will affect your credit report as with any loan application.
What information do I need to apply?
Before applying for a loan option, you’ll need access to a paystub, W-2, or another form of income verification.
When is my first payment due?
Your first payment will be due a month after getting a loan.
How do I make a payment on the loan?
You can pay your chosen lending partner by logging into their website and making a quick payment.